Maybe Luddites have it right in a way. At least then you can't get ripped off by ONE GUY who steals $50 BILLION!!! And the whole economy won't crash because some dork thought up some kind of worthless paper to sell that the smartest guys in the room actually BUY even when they don't understand it.
Let's go back to at LEAST conservative banking, huh? Force them to just use pencils and paper, and deal only in things that 3rd graders can understand.